Find a Practical Funding Path for Your California ADU
Building an ADU can cost six figures. Before you waste time calling random lenders or builders, answer a few questions and see which funding direction may fit your property, budget, equity, and timeline.
How It Works
A simple way to clarify your ADU funding direction before calling builders or lenders.
Answer Questions
Tell us about your property, project type, budget, timeline, and funding needs.
Explore Funding Paths
We classify your likely path across ADU financing and project planning options.
Get Matched
If requested, we may match you with one selected provider that appears to fit your project.
ADU financing is confusing.
Most homeowners do not know whether they should use a HELOC, construction loan, renovation loan, cash-out refinance, personal loan, or builder financing.
- Your property and available equity
- Your ADU type and estimated budget
- Your timeline, plans, and permit status
- Whether you want financing help, builder help, or both
Built for California homeowners planning an ADU
Whether you are considering a detached backyard ADU, garage conversion, attached ADU, junior ADU, or rental unit, the first step is understanding how the project may be funded.
Start the ADU Funding Quiz